Answer the inbox from the panel, with templates

A reply starts from a template filled in the language the person wrote in,
is sent by the application when it has a mailer that delivers or handed to
the replier's mail program otherwise, and is recorded on the submission.
The same is available through the API.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

app/Policies/ReplyTemplatePolicy.php

@@ -0,0 +1,44 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Policies;
+
+use App\Models\User;
+use Illuminate\Database\Eloquent\Model;
+
+/**
+ * Templates belong to the inbox: whoever answers it may write them.
+ */
+class ReplyTemplatePolicy
+{
+    public function viewAny(User $user): bool
+    {
+        return $user->can('applications.view_any');
+    }
+
+    public function view(User $user, Model $model): bool
+    {
+        return $user->can('applications.view_any');
+    }
+
+    public function create(User $user): bool
+    {
+        return $user->can('applications.update');
+    }
+
+    public function update(User $user, Model $model): bool
+    {
+        return $user->can('applications.update');
+    }
+
+    public function delete(User $user, Model $model): bool
+    {
+        return $user->can('applications.update');
+    }
+
+    public function deleteAny(User $user): bool
+    {
+        return $user->can('applications.update');
+    }
+}